The SECURE Act – How It Impacts Your Retirement Planning. What You Need To Know In a Nutshell

On December 20, 2019, President Donald J. Trump signed the Setting Every Community Up for Retirement Enhancement Act of 2019 (“SECURE Act”) into law. If you have a retirement account and/or if you anticipate being named as a beneficiary of a retirement account, here is a summary of what you need to know about the…

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State Taxation of Trust Income – Supreme Court Rejects Aggressive Approach in Kaestner Decision

On June 21, the United States Supreme Court released its highly anticipated decision in North Carolina Department of Revenue v. Kimberly Rice Kaestner 1992 Family Trust (the Kaestner decision). In its opinion, the Supreme Court confirmed that a state may not tax income earned by a trust and not distributed out to a beneficiary where the trust’s only connection…

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Using Backdoor Roth IRAs to Boost Retirement Savings

For a variety of reasons, taxpayers looking to maximize their retirement savings should consider supplementing employer- based retirement plans with individual retirement accounts (“IRAs”), and especially Roth IRAs. For high-income taxpayers, directly contributing to a Roth IRA may not be possible, but Congress permits such accounts to be funded indirectly through a maneuver commonly called…

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Residential Real Estate Values

For developers and property owners alike, making sure your property’s valuation is correctly calculated could save you thousands of dollars in property taxes. Recently, a home in my neighborhood sold for 8% above asking, which was 10% over the property’s valuation. This is not an unusual occurrence. The recent lowering of the federal interest rate…

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Mitigating Risks During the Pre-Employment Process – An Employers Primer

Though employers are understandably curious about their prospective employees’ backgrounds, there are numerous federal and state laws that strictly limit which information employers can seek from job applicants, whether through job applications, interviews, and/or background/reference checks. In addition to needing a lawful basis for obtaining certain information from applicants, employers cannot make any employment-related decisions…

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