Fletcher Tilton is adept at drafting and negotiating the structure of financing transactions, preparation and negotiation of financing documents, regulatory compliance, participation and intercreditor arrangements, and perfection of security interests involving a full range of financing including real estate acquisition, construction loans, purchases of equipment, receivables financing, and other asset-based lending, providing advice and counsel on loan structure and financial covenants. Representative areas of our commercial finance practice include:
- Real property and construction financing
- Equipment financing and leasing
- Commercial and industrial financing
- Asset-based financing
- Small Business Administration (SBA) 504 Loan Program and SBA Guaranteed (7a) financing
- Taxable, Tax-Exempt and Direct Purchase Bond Financing
- Syndicated loan facilities
- Intercreditor and Participated loan facilities (lead lender and participant)
- Acquisition Financing
- Capitalization and recapitalization financing
- Mezzanine and bridge financing
- Debt Restructure
- Workout
Commercial and Construction Lending Compliance Matters
Fletcher Tilton provides advice and counsel on collateral analysis with regard to zoning and permitting and all phases of construction lending. The commercial lending group has at its disposal one of Central Massachusetts’ premier commercial real estate practitioner to assist in zoning, permitting and construction related matters.
Collateral Analysis
Fletcher Tilton assists lenders in analyzing proper securitization of collateral being offered as security, such analysis includes the review of real estate titles, environmental concerns, cross-collateralization, perfection and priority of lien position to insure that our lenders are adequately secured in making their loans.